A scheme widely believed to be a trademark of a very dear friend recently got worldly competition when a Latvian firm started accepting souls as guarantees for loans:
“Riga-based firm, named Kontora, does not require credit history record or proof of employment. It grants loans of 50 to 500 Latvian lats ($100 to $1,000) to any adult after he or she signs the a very short agreement.
According to the agreement, the only security required of the borrower is their immortal soul, which they are asked to confirm as their previously unmortgaged property.[…]
The period of full repayment is 90 days, and in case the borrower fails to return the money, the creditor gets full possession of his soul.